When exchanging information after an accident, what information is not typically required?

After an accident, exchanging information typically involves sharing details that are crucial for the insurance claims process and to facilitate communication between involved parties. While it is essential to provide your name, insurance company, and policy number, disclosing the specific limits of your insurance policy is not typically required during the exchange.

The reason the limits of the insurance policy are not commonly required is that they pertain to the terms of coverage which are not immediately relevant to the accident report. In practical terms, the involved parties need enough information to process claims—such as names and insurance details—but specifics about coverage limits can be discussed later between the insurance companies rather than at the scene of the accident. This prevents unnecessary complications or disputes during an already stressful situation.